FinanceAllStar

Which Credit Bureau Should I Use To Check My Credit Report?

There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, mortgage and auto …

What is on Your Credit Report?

Your credit report is a very important piece of the puzzle in your financial picture. It contains a historical record of your personal and financial information including a listing of your current and past debts and the timeliness of your …

Why Your Credit Score is Important

Your credit score can either haunt you or reward you. It all depends on how you handle your credit and payment activities. Your credit score determines what interest rates you will pay and if you are even approved for a …

Credit Verus Debt

Secured and unsecured debt - what’s the difference?

It’s easy to just think that debt is just debt, but in reality, there are different types of loans, and it’s important to know what which type you have.

You will need to understand …

Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards

Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are …

Learn About Prepaid Credit Card

Prepaid credit cards also called stored value card can be ideal for individuals who are unemployed, have bad credit or difficulty obtaining an unsecured credit card. Prepaid credit cards are also excellent for individuals who have a hard time controlling …

Is Your Credit Score Being Held Against You?

Credit Scores That Hurt

Is your credit score being held against you?

More and more the staples of life depend on your credit score. Your mortgage, insurance premiums, employment opportunities and even your landlord may be using your credit score to determine …

How To Get Out Of Credit Card Debt

If you’re like the average person, let me warn you ahead of time about what I’m going to reveal in the next few paragraphs. You may be angry after you finish reading this article about how you’ve been misled in …

Teaching Students To Keep Out Of Credit Card Debt - The Parents Role

Parents have the full responsibility for their children and their education. It is up to parents to teach their children what’s right and what’s wrong, how to conduct themselves as good citizens, how to cross the road safely and generally …

Opting For A Credit Card? Check Out Certain Terms

You’ve just received a “pre-approved” credit card offer in your mail. Without wasting a minute you’re ready to accept it, especially if it’s the “before-the-offer-expires" one. Wait! Don’t be in a hurry. Shop around a little and then make your …