FinanceAllStar

Building The Foundation For Wealth

You wouldn’t build your home on anything less than a solid foundation. Similarly, you can’t build wealth and financial independence without first having sound foundational principles to build upon.

I have found that many people are working on wealth building strategies …

Beware of Bogus Credit Repair Companies!

So-called “credit repair” companies claim they can remove negative information from credit reports. Advertising as “Credit Advisors,” “Credit Rating Correction Services” or “Credit Consultants,” they trumpet variations on this message: “Turned down because of bad credit? We can help!” Many …

Adjustable Rate Mortgage - How They Work?

How does an ARM work.

The borrowers interest rate is determined initially by the cost of money and the time the loan is made. Once the rate has been set, and it is tied to one of several widely recognized and …

Federal Housing Administration (FHA)

FHA loan programs:

FHA Access

FHA Cal Gold

FHA Rural Gold

FHA Mutal Mtg. Insurance

FHA 203 (k)

FHA 203 b

FHA 251

FHA Title I program

FHA MIP Refund

The Federal housing administration was created by Congress in 1934 as part of the national housing act. The purpose of …

University: A Course in Personal Finance

Recent findings from the Educational Policy Institute indicated that the UK is the third most expensive place in the world to go to university. Combine this with figures from the Prudential, showing that a third of university students have considered …

6 Things to Consider Before Refinancing

Perhaps you’re a homeowner in need of some quick cash.

Maybe you want to consolidate your debts so you have better control of your money.

Perhaps a lender is urging you to refinance because interest rates are low, and he has a …

SuperCharged Secret 1 of 5 - Credit Card Utopia

I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!

Note: The following is part 1 of a 5 part series. Over the course of these next 5 articles, I am going to introduce you to several methods for maximizing the use …

Debt Relief with this Simple Formula

Is there a way to get out of debt without getting a second job or having to increase your income in some way? Can the average person take his or her current income and pay off his or her bills …

Types of Investment

The word ‘investments’ is one that most of us are familiar with hearing in financial context. For many of us, it may make us thing of big business and vasts sums of money, but there’s much to the world of …

Refinancing Your Auto Loan

Refinancing your loan is one of the best kept secrets around for saving you money, but most people never think of it. Whether refinancing your home or car the process is the same. When refinancing car loans, you pay off …