FinanceAllStar

Top 10 Ways to Avoid Loan Fraud

Every year, misinformed homebuyers, often first-time purchasers or seniors, become victims of predatory lending or loan fraud. Below you’ll find the top ten ways to avoid becoming a victim yourself.

1. Take your time and shop around. You should be able …

Mortgage Loan Most Bankers Wont Give May Be Exactly What You Need to Buy or Refinance Your Home

A few years ago, a loan officer who worked for me was having a problem helping a customer. He was new to the business and had very little patience for problems (as you might have already guessed, he didn’t last …

Navigating The Internet Sales Tax Laws

QUESTION: I have been contacted by my local city government to say that my business is scheduled to be audited to determine if I owe any sales tax from items purchased on the Internet. Can they really make me …

Learn The Five Key Debt Reduction Steps You Must Take Immediately!

Step 1. The purpose of this first step is to bring you back to reality. You must know exactly how much money you owe and to whom you owe it.

* Collect all of you unpaid bills and any other evidence …

Grocery Savings - Your Kitchen is a Goldmine!

Your food budget is the most flexible area of your household budget. Grocery savings will free up a significant amount of money if you need to balance the budget, or fund your savings accounts.

If you haven’t figured it out already, …

Justify Social Security … Dont Save for Retirement

It is a common question when investors review their retirement plan-should we include social security benefits into our retirement income projections?

It seems the closer an investor is to retirement, the more likely he/she will include social security benefits into the …

How To Start A Second SEPERATE Credit File!

Your personal credit file is separated from those with the same or similar names by several factors, including a driver’s license number, birth date, or spouse’s name. Although these are three important identifying marks, the number one identifying mark on …

A Mortgage and Bank Trick You Should Avoid at All Costs

Once you’ve purchased your home, you will begin to get correspondence from your lender about a "Mortgage Reduction Program," in which you can cut years off your mortgage, without adding money to your payment. This is another trick bankers have …

8 Point Checklist: Evaluating Online Vendors

Here are 8 things to consider, when evaluating lenders online:

Website Design

Privacy Policy

About Us

Popularity

Reputation

Short Form

Points, Fees, Terms and Rates

Communication

1. Website Design:

The webpage is, in fact, the storefront of the internet. In the real world, your first impressions make all the difference. …

How I Became a Hard Money Lender

Unlike other investors, my venture into real estate was a natural extension of my secondary business as the IP Ware software developer. However, opportunity and perseverance beget wealth, or at least a decent side income.

Aside from my ventures into lease …